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Thread: Bike Insurance

  1. #1
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    Bike Insurance

    Guys,

    Where is the best place to get bike insurance for, value of 3700.

    I have got some quotes to have it on my contents insurance but its extortionate!

    Recommend any specialist bike insurers?

    Cheers
    Matt

  2. #2
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    Re: Bike Insurance

    I'm with Equine and Livestock - they are pretty stringent on security measures, but the price was good.
    Whyte 19 Carbon Race 2010 - XT equipped speed machine.
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  3. #3
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    Re: Bike Insurance

    Mind me asking how much you pay and what it covers?

    What are the security measures.

    Cheers

  4. #4
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    Re: Bike Insurance

    Marks and Spencer do unlimited cover with no particular security restrictions.

  5. #5
    Senior Member Sleazy_Rider's Avatar
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    Re: Bike Insurance

    I always resent doing it as they always find a way to not pay out.
    E&L were no good.
    I'm on CycleGuard now, so far so good.
    Just make sure you use their approved locks & read the small print.

  6. #6
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    Re: Bike Insurance

    They want high-grade locks on garage/shed for bike. I think they want the garage attached to the house, but I can't physically move that. Has to be locked to an appropriate object when out, and have the Gold rated lock on it.

    The cover is for at home, and on the trail, even for racing (I think, not that I do). I know I am covered for organised events like Evans RideIt. Sum assured 2000. Think it might be around 14 per lunar month.
    Whyte 19 Carbon Race 2010 - XT equipped speed machine.
    Iron Horse 2008 6point4

    http://avatars.jurko.net

  7. #7
    Senior Member Sir_Queuesalot's Avatar
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    Re: Bike Insurance

    Ditto the M&S post from SLB, heard lots of good stuff about them and also Barlcays and Aviva, I was with Barclays but moved to Aviva as came in cheaper this year, that's up to 4.5k
    My site http://www.ezerider.com serving Staffordshire, South Cheshire & Derby

  8. #8
    Super Moderator xendistar's Avatar
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    Re: Bike Insurance


    I will third M&S, spoke to them as about bike insurance when we had to renew house and contents and the bike are covered under that policy (even the Whyte).

    Still have E&L (until it runs out)and they are very strict on secure buildings and correct locks have to be used.
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  9. #9
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    Re: Bike Insurance

    Cycleguard have been good for me...although it's only if i make a claim that I will really know.

    Premiums always seem to be around 10% of insured value. Are M&S better than that?

  10. #10
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    Re: Bike Insurance

    M&S is just a home insurance policy with no exclusions. For 280 a year I had on and offsite bike theft cover, including from the car etc. At one point we had over 10k worth of bikes on it as well as normal home/contents stuff...

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